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Notice code 245 (Default) — We changed the amount claimed as retirement savings contributions credit on page 2 of your tax retur…
What this IRS notice code means, and what to check before you reply.
What to do next
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245
Read the notice carefully and note any deadline. Gather returns, notices, and payment records. Book a free strategy session before responding if the amount is large, unclear, or collection language appears.
What the IRS language says
We changed the amount claimed as retirement savings contributions credit on page 2 of your tax return from Form 8880, Credit for Qualified Retirement Savings Contributions. The maximum amount allowed is limited based on your filing status.
What it usually means
245 is in our IR Manual catalog. Official wording is dense — we translate it for business owners and individuals and map realistic next steps.
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